When you first buy your home, it is such an exciting time that most people don’t realize the expenses that come with owning their own home. The costs can really start to add up. One cost that is often overlooked is the cost of homeowners insurance. This is one of those extra expenses that many homeowners haven’t thought through when they have purchased their home. For most homeowners, if there is any way that they can save on their homeowners insurance, they definitely want to take advantage of it. Signet Insurance Group is here to talk about some changes you can make to your home to help you pay less in homeowners insurance.
Make These Changes to Your House to Reduce Homeowners Insurance Premiums
When it comes to insuring your home, there are some things that you can do to lower the cost of homeowners insurance premiums.
– Update Your Security System: If you live in an area where break ins are something that happen, your homeowners insurance is going to reflect that risk. To help keep your homeowners insurance premium lower, you can upgrade or update yet the security system in your house. This simple upgrade will not only help lower your insurance premiums, but it will also help safeguard you against a break in.
– Fire Safety: House fires are another area that insurance companies are going to be concerned about when providing you with homeowners insurance. Upgrading your fire alarms can actually help save you money on your homeowners insurance because there will be a lower risk of a claim on your home. You should also make sure your insurance company knows that you keep a fire extinguisher in your house.
– Reinforced Windows & Doors: If you are purchasing an older home the windows and doors might start to look worn. When this happens, it can make a break in more likely. Replacing the locks on your windows and doors as well as beefing up the security on your front door can help you save money with your homeowners insurance company.
– Invest in a New Roof: The roof of your home is something that you probably don’t think about too often. However, your insurance company is going to think about it. There is a reason that this is one of the very first things that a home inspector will look at when inspecting a home. The roof plays a vital role in protecting the home against inclement weather and water damage. If your home has a new roof on it, you will not pay as much in homeowners insurance premiums. If the roof is old and worn out, the insurance premiums are going to be higher because the risk of a claim will be greater.
Home, Business, Life & Auto Insurance Agency in Henderson, North LV, Reno, Spring Valley, Enterprise, Sunrise Manor, Paradise & Las Vegas, NV
If you feel that you are paying too much for your homeowners insurance and want to know if there are any better rates out there, you can turn to Signet Insurance Group to help you find the best rate available. Call us today!
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